Payment Methods

Ganga Electrónica puts at your disposal all these forms of payment so you can choose the one that best suits your needs:

1.- Transfer or bank deposit

This method of payment consists of the bank transfer or cash receipt of the full amount of the order in favor of the bank account owned by Ganga Electrónica in both payment modalities with an express mention of the order number linked to the payment. Orders with this payment method that are not paid in the Electronic Ganga account in 7 days after the order confirmation, will be canceled automatically after that period has elapsed. It is important to remember that some banks may take 1-3 business days to make the transfer effective, and the account income may take a minimum of 24 hours to be reflected in our system.

2.- Credit / debit card

Ganga Electrónica accepts payments with VISA, Verified by VISA, MasterCard and MasterCard SecureCode. The bank that issues the card must be in Spanish territory.

When placing the order, the customer will provide the data of their card, which will be stored during the purchase process. Ganga Electrónica does not store information regarding credit cards.

This service will not have any surcharge on the total amount of your purchase. It is important to remember that some banks may take 1-3 business days to make the transfer effective.

3.- PayPal

The customer can pay for their order through the Paypal payment system. This method is fully insured, since in case you do not receive the order or is different from the one offered, you can open a claim and PayPal will refund 100% of your payment.

This service will have a surcharge of 3.5% + 0.35 € on the total amount of your purchase.


4.- Cash

You can make cash payments in our office (up to € 1,000 / day). As a general rule, using this method, the delivery time is the same as that indicated on the web (depending on the announcement of the product in question), but if the product is in the office at that time, you can take it at the end of the management. Otherwise, you can decide to send it to your address (according to the indicated delivery time) or come and pick it up once we receive it.

5.- Financing with PAGANTIS

It is a financing system with which we offer the possibility of postponing the payment of your purchase up to 12 installments of your choice.

In the same product announcement you can select the options to preview quotas and deadlines.
Once you have chosen this method of payment, you must complete a form with your information to process your purchase: Name, surname, email, ID, employment status, date of birth, and other information requested.

Payment is made as a normal card payment. The fees will be charged month by month on said card. For your peace of mind, you will be notified before each charge.

The first installment will be charged immediately to your card and the remaining fees will be outstanding for the following months.